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Credit Information



19,178 Identity Theft Victims Per Day - Are You One Of Them?


Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected?

Credit Damage: Getting Compensated for Your Loss


Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured...

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days


In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. 

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...


To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not.

4 Steps to Creating Good Credit


As a consumer you?ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.

Beware of Falling Minimum Payments


If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don?t be so quick to ?jump for joy?. What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in debt for a lifetime.

Convenience Can Be Costly


You?ve just opened your credit card bill and attached to your statement you find a ?convenience check? included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this ?instant? money. A new summer wardrobe, a nice dinner and tickets to a concert, a weekend getaway.

Credit Repair Scams


?Erase Bad Debt !?

Debit Card vs. Credit Card, What Are The Differences ?


Ah, the ?good old days?. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your ?cash allowance? for the week. Otherwise, if you needed cash you had to write a check, then go to the bank, and ?cash? the check for real cash.

How Healthy Is Your Credit


There?s only one way to discover the ?health? of your credit. You need to examine your credit report. Your credit report is your ?consumer identity? that potential lenders will use to judge your credit worthiness.

Top 5 Credit Misconceptions


We have all heard the rumors?from neighbors, relatives or friends. There are a wide variety of myths floating around about what you should and shouldn't do to improve your credit reports and credit scores. The buck stops here! Phelps Creek Financial Coaching has exposed these urban legends to provide you with the truth about credit...

Your Guide On Choosing a Credit Card To Suit You


Reach into your wallet or purse, pull out a card, swipe, and you?re done. It is very easy to use a credit card. The problem lies in choosing a card ? and it has nothing to do with the picture on the front! Choosing a credit card that works best for you is vital to your credit rating. If you choose incorrectly, you may find yourself in deep debt trouble. Here is some basic, yet extremely important, information that will help you make the right choice.

4 Steps You Can Take If Your Online Credit Card Application Has Been Refused


Help! I?ve Been Turned Down

7 Surefire Ways To Repair Bad Credit


Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ?disease.? And just what do people need that have a disease? They need a cure.

5 Surefire Ways To Eliminate Credit Card Debt


Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets. Imagine what you could do with that $1000 if it weren?t being spent on interest.

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Swaps Come Under Fire
Wall Street Journal
In the US, Commodity Futures Trading Commission Chairman Gary Gensler in a speech Tuesday offered his most-specific criticisms yet of credit-default swaps, ...
FSA's Turner Says No Rush to Ban Naked Credit-Default SwapsBloomberg
Europe moves to ban trading in credit default swapsWashington Post
Curbing derivatives might hurt, not help, GreeceThe Associated Press
Financial Times -Reuters -Before It's News
all 517 news articles »


WebCPA

Senate Approves Bill That Includes Biodiesel Tax Credit Renewal
BusinessWeek
March 10 (Bloomberg) -- The US Senate approved a bill that extends the $1-a-gallon tax credit for biodiesel, which expired Dec. 31. ...
Senate passes tax credit extensionBiomass Magazine
Senate Moves Biodiesel Tax Bill ForwardIndiana Prairie Farmer

all 22 news articles »


When You Can Claim a Credit for the Babysitter
New York Times (blog)
In a Bucks post on Tuesday about 10 tax benefits available for parents, one break mentioned was a tax credit of up to 20 to 35 ...

and more »



Credit Lines Continue to Be Available Through International Monetary Systems
CNNMoney.com (press release)
IMS member businesses know that if they can't get credit at the bank, they have an alternative payment system which still offers them lines of credit. ...

and more »


Morris Habitat - United Way of Morris County, Tax Filing and EITC
The Star-Ledger - NJ.com
Every year, thousands of hard working residents miss out on millions of dollars because they do not claim the Earned Income Tax Credit ...
Fraud & abuse: earned income tax credit by unlawful immigrantsBefore It's News
Get more money back by claming an IRS income tax credit – List of income tax ...Healthy Financial Habits
Tax credit benefits wage earnersSt. Joseph News-Press
CBS 13 -New York Times (blog) -Wausau Daily Herald
all 70 news articles »


Debt charge-offs not consumer payoffs reducing credit card debt
WalletPop (blog)
Instead, we've learned it's because credit card companies wrote down $83 billion of the $93 billion in credit card reductions. Consumer credit card debt ...
Lower credit card debt traced mainly to charge-offsUSA Today
Revolving Credit Drops For 16th Consecutive MonthCollections & Credit Risk (blog)
Federal Government Credit Card Debt Relief Plan – Help Yourself Out of DebtSubprime Blogger (blog)
BigNews.biz (press release) -MarketWatch -Subprime Blogger (blog)
all 19 news articles »


BBC News

Credit card rates option 'risky'
BBC News
Finance Minister Sammy Wilson should scrap the option to pay rates bills by credit card, the Consumer Council says. Credit card payments will be allowed ...
Financial Literacy Key to Teen Credit Card Use93.1 WIBC Indianapolis
Website for Consumer Protection Week highlights Credit CARD ActCreditnet.com
Apply for Instant Bad Credit Credit Cards – New CARD Act ChangesSubprime Blogger (blog)
The Collegian -BigNews.biz (press release) -Red, White, and Blue Press (blog)
all 11 news articles »


Credit Card Rewards for Volunteers
New York Times (blog)
It can give you credit card reward points. American Express announced this week that cardholders participating in the company's membership rewards program ...

and more »


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